Overview
TFC Funder is a prop trading firm that lets you trade with simulated capital up to $200,000. You pay a one-time fee to enter an evaluation. Pass the evaluation, and you receive a funded account where you keep up to 90% of the profits.
This guide walks you through every step of the process — no jargon, no hype, just how it actually works.
Step 1: Choose Your Challenge
We offer two evaluation models. Pick the one that matches your trading style.
2-Step Challenge
Two phases. Lower price. More room for error.
- Phase 1: 8% profit target
- Phase 2: 5% profit target
- Daily drawdown: 5% of your daily start equity
- Maximum drawdown: 10% of your starting balance
- Minimum trading days: 3 per phase
- Prices: $69 for $10K up to $799 for $200K
1-Step Challenge
One phase. Faster path to funding. Tighter limits.
- Profit target: 10%
- Daily drawdown: 3% of your daily start equity
- Maximum drawdown: 6% of your starting balance
- Minimum trading days: 3
- Prices: $99 for $10K up to $849 for $200K
Not sure which to pick? Read our 1-Step vs 2-Step comparison.
Step 2: Purchase and Receive Your Account
Head to our buy page, select your challenge type and account size, and pay via crypto. Card payments are coming soon.
What happens immediately after payment:
- Your order is confirmed
- An MT5 trading account is assigned to you from our pool
- Your login credentials (MT5 login, password, server) are sent to your email
- Your dashboard updates with your new account
This entire process is automatic. Most traders receive their credentials within minutes of payment.
Step 3: Start Trading
Log into MetaTrader 5 using the credentials you received. Your account is ready to trade immediately.
On your TFC Funder dashboard, you can track:
- Live equity and balance — synced from your MT5 account via MetaAPI
- Drawdown usage — how much of your daily and max drawdown you have used
- Profit progress — how close you are to your target
- Trading days count — you need at least 3
- Consistency score — your best day must not exceed 40% of total profit
Step 4: Meet All the Requirements
To pass your evaluation, you must meet all four conditions simultaneously:
1. Hit Your Profit Target
For a $50,000 2-Step Phase 1 account, that means your balance needs to reach $54,000 (8% of $50,000 = $4,000 profit).
2. Trade for at Least 3 Days
A "trading day" means a day where you opened and closed at least one trade. Weekend days when markets are closed do not count.
3. Pass the Consistency Rule
Your best single trading day cannot account for more than 40% of your total profit. This ensures you are a consistent trader, not a one-day wonder.
Example: if your total profit is $4,000, your best day must be under $1,600 (40% of $4,000).
Read more about this in our consistency rule guide.
4. Stay Within Drawdown Limits
If your equity drops below the daily drawdown limit (calculated from start of day) or the maximum drawdown limit (calculated from your starting balance), your account is permanently failed.
Read our detailed drawdown explainer.
Step 5: Pass and Progress
When all four conditions are met, your account status automatically changes:
For 2-Step:
- Phase 1 passed → You receive a new Phase 2 account with the same size. Credentials are sent by email.
- Phase 2 passed → Your account enters "Pending Funded Review" and our team reviews your trading.
- Review approved → You receive your funded account credentials.
For 1-Step:
- Evaluation passed → Your account enters "Pending Funded Review" directly.
- Review approved → You receive your funded account credentials.
Step 6: Trade Your Funded Account
Your funded account works the same as your challenge account — same platform, same rules, same dashboard. The key difference: profits are now eligible for payouts.
Funded account rules:
- Same drawdown limits apply
- Same consistency rule applies
- Up to 90% profit split
- Your challenge fee is refunded with your first payout
Step 7: Request Payouts
To request a payout from your funded account, you need:
- At least 30 days since your account was funded (first payout)
- At least 3 trading days
- At least 1% profit on the account
- Consistency rule met
- KYC verification completed
After your first payout, subsequent payouts are available every 14 days.
Payout methods: bank transfer, USDT, or PayPal.
What If I Fail?
If your account breaches a drawdown limit, it is permanently frozen at the exact balance when the violation occurred. You cannot continue trading on that account.
However:
- You get a 20% retry discount on your next challenge of the same type and size
- Your dashboard shows exactly what went wrong — which rule was breached, at what equity, and by how much
- Our AI assistant can explain the failure in detail if you ask "why did I fail?"
Many funded traders failed their first attempt. It is a normal part of the process.
Tools Available to You
- Real-time dashboard — equity, drawdown, progress, consistency, trading days
- AI account assistant — ask "why haven't I passed?" for specific answers with your actual numbers
- Economic calendar — high-impact news events that could affect your drawdown
- Equity chart — visual performance tracking over time
- Trade history — every trade logged with profit, volume, and timestamps
- Email notifications — onboarding sequence, phase progression, failure alerts
Pricing Summary
All prices are one-time fees. No monthly subscriptions. Your fee is refunded on your first funded payout.
| Size | 1-Step | 2-Step |
|---|---|---|
| $10,000 | $99 | $69 |
| $25,000 | $179 | $149 |
| $50,000 | $299 | $249 |
| $100,000 | $529 | $399 |
| $200,000 | $849 | $799 |
Ready to Start?
View our full challenge rules, check the FAQ for common questions, or go straight to the buy page to start your evaluation.
If you have questions, reach out on WhatsApp or use the AI assistant on your dashboard.