Bitcoin
1 confirmation · usually under 10 minutes.
BTC mainnet · network fee at cost
UK Registered·Reg. No. 17173699
You’re 2 minutes from your funded account.
Pass once. Funds in your wallet within 24 hours. EcoCash, M-Pesa, USDT, or BTC — your choice.
Trusted by traders in 42+ countries
London · New York · Dubai · Lagos · Singapore · Nairobi
UK Registered
17173699
Verifiable. Company registered on Companies House.
Live in
42+ countries
Global. From London to Lagos to Singapore. Traders pass our challenge, get paid in their wallet, on their continent.
Pay & get paid
Mobile money + crypto
Native. EcoCash, M-Pesa, MTN MoMo, Airtel, Orange, Wave, USDT, BTC, card. Direct to wallet under 24 hours.
EcoCashM-PesaMTNAirtelUSDTBTCVisa
The terms
Direct to wallet.
Payout speed
< 24h
Request to wallet · weekends included.
Payout methods
Mobile Money + Crypto
EcoCash · M-Pesa · MTN · BTC · USDT.
Profit split
Up to 90%
Fee refunded on your first payout.
The honest comparison
Six complaints every trader has about prop firms. Six policies we wrote in response.
None of these are made up. They're the patterns that show up in every Trustpilot review thread of every prop firm in this industry. We built TFC by reading them and answering each one on the record.
01
“I passed the challenge, then they delayed my payout citing a rule I'd never seen.”
The industry pattern: Stealth rules in fine print. Manual review queues that take weeks. Refunds via wire that take 3–5 business days on top of the review.
Our policy
Every rule is on /rules before you buy. Payout window opens 30 days from your funding date and pays within 24 hours of request, weekends included. Mobile money or crypto, no wire.
02
“My best day was 41% of my total profit, so they cancelled the pass.”
The industry pattern: Consistency rules that effectively cap your profit at 30–40% of your biggest day. Pass on a great trade, get reset.
Our policy
No consistency rule. We judge how you trade (5-minute minimum hold-time per day, minimum 8 closed trades, no single-trade passes) — not how the wins land.
03
“Their max drawdown trails up — I gave back gains and instantly failed.”
The industry pattern: Trailing max drawdown that ratchets with your equity peak. Make 8%, draw back 5%, you're failed even though you started in profit.
Our policy
Static max drawdown from your original balance. 10% on a $100K 2-Step means your floor is $90K and stays $90K. The only number that moves is your own.
04
“I can't trade NFP, FOMC, ECB — the only times retail actually moves the needle.”
The industry pattern: News blackouts ranging from 2 minutes to 30 minutes around scheduled releases. Spreads widened 10× during the window if trading is technically allowed.
Our policy
Trade what you want, when you want. Real MT5 spreads, no widening around news. The only constraint is the public drawdown rules.
05
“The firm is registered in Saint Vincent. There's no recourse if they don't pay.”
The industry pattern: Shell-company domiciles in St. Vincent, Seychelles, Belize. No regulator, no consumer-protection law, no court.
Our policy
TFC Funder Ltd · UK Registered · Reg. No. 17173699 · London. Companies House public registry. UK consumer law applies.
06
“I'm in Zimbabwe / Kenya / Nigeria. Wire transfers eat half my payout in fees.”
The industry pattern: USD-only wire payouts with $40+ correspondent banking fees. Crypto support announced but never delivered. Mobile money: never.
Our policy
Pay directly to your EcoCash, M-Pesa, MTN MoMo, or Airtel Money — same numbers we accept payments on. Or USDT / BTC to a wallet. Local, fast, low-fee.
If you find a rule that surprised you after you paid, reply to any email and we’ll refund the challenge cost. We’d rather lose the sale than the relationship.
How it works
Buy. Trade. Pass. Get paid.
The whole loop, faster than your bank can settle a wire.
01
Buy a challenge
Pick your account size — $10K to $200K. 1-Step or 2-Step. One-time fee from $79, refunded on payout #1.
02
Get TradeLocker instantly
Live TradeLocker credentials emailed within minutes. Trade on web, mobile, or desktop. No install required.
03
Pass the evaluation
Hit the profit target without breaching daily or max drawdown. No minimum trading days on 1-Step.
04
Get paid in 24h
Request a payout once funded. Money in your mobile wallet or crypto address within a day.
The moat
Your money. Your way. Same day.
The only prop firm that pays directly to your mobile wallet. No middlemen. No 5-day wires. The way payouts should have always worked.
Early access
First traders in. 10% off at checkout.
UK Registered 17173699· Crypto & mobile-money payouts under 24h · Fee refunded on your first payout.
Payment Methods42+ countries · payouts under 24h
Pay how you want. Get paid the same way.
One-time entry fee. Refunded on your first payout. Whatever you fund the account with, that's how you get paid.
Ethereum
ERC20 · settles in seconds, gas at cost.
ETH mainnet · ~30 sec finality
USDT
Stablecoin payouts on the chain you choose.
TRC20 · ERC20 · BEP20 · Solana · Polygon
Mobile Money
Cash to your wallet, same day across Africa.
EcoCash · M-Pesa · MTN · Airtel · Orange · Vodafone
Card
Visa & Mastercard via Stripe in 40+ countries.
Stripe · 3DS protected · instant
Bank Transfer
Manual reconciliation for any rail we don't yet auto-route.
Same-day Africa · 1–2 business days global
- Payouts in under 24 hours from request.
- Fee refunded on your first payout.
- No firm-side withdrawal markup. Network fees passed through at cost.
Start a Challenge Pick your account size · pay once · MT5 credentials in minutes.
Choose your challenge
One-time fee.
Refunded on payout #1.
$5K
Account size
$39one-timeUp to 90% profit split
Start →$10K
Account size
$79one-timeUp to 90% profit split
Start →$25K
Account size
$149one-timeUp to 90% profit split
Start →- Most popular
$50K
Account size
$249one-timeUp to 90% profit split
Start → $100K
Account size
$399one-timeUp to 90% profit split
Start →- Flagship
$200K
Account size
$799one-timeUp to 90% profit split
Start →
Cheaper entry than FTMO & FundingPipsSame-day mobile-money payouts they don’t offerSee full FTMO comparison
Your platform
Trade anywhere, on TradeLocker.
A fast, modern platform built for serious traders. No clunky downloads, no dated terminals. Open your account and you’re on the charts in seconds, on whatever screen you have.
EUR/USD1.0847+0.21%
XAU/USD2,401.5+0.83%
GBP/USD1.2734−0.14%
US3039,128+0.42%
BTC/USD67,420+1.07%
EUR/USD
1.0847
+0.0023 (+0.21%)
Open position
EUR/USDLONG
Size0.50 lotsEntry1.0824Now1.0847P&L+$115.00
Powered by
Illustrative — actual market data and order flow shown on the live TradeLocker platform.Web
Trade straight from your browser. Nothing to install, nothing to update. Log in and you’re on the charts.
Mobile
The TradeLocker app on iOS and Android. Manage positions, set alerts, and close trades from your pocket.
Desktop
Full-screen charting on macOS and Windows. The same account, synced live across every device you log in from.
Real-time execution, advanced charting, and one login everywhere. The platform modern prop traders actually want.
For traders the banks ignored
Why traders choose TFC.
Same-day payouts to mobile money
EcoCash, M-Pesa, MTN, Airtel — withdraw to the wallet you already use. No cross-border wires that cost half your payout in fees.
UK registered. Real entity.
TFC Funder Ltd · UK Registered · Reg. No. 17173699 · 71–75 Shelton Street, London. Real address, real legal entity, segregated client funds.
Real TradeLocker. No sim wrapper.
Live TradeLocker credentials emailed within minutes. Trade on web, mobile, or desktop. No off-quote stop-outs. No spread games when news hits.
What you earn is what you get.
Network fees passed through at cost — typically under $1 on USDT. No firm-side withdrawal markup. Ever.
Ready to trade?
Pass the evaluation.
Get paid in 24 hours.
Join traders across 42+ countries.